Frequently Asked Questions

Q: I thought I had to be legally blind or in a wheelchair to qualify?
A: We specialize in disabilities as defined by Canada Revenue Agency (CRA). Their definitions & interpretation under the Income Tax Act should not be confused with definition of other groups such as Health Canada or Canada Pension Plan or, for that matter, with traditional concepts of being disabled.

 

Q: So what is CRA's definition of "disabled?"

A: Although their definitions & interpretaion bulletins are quite detailed & specific, the main criteria is whether or not your health condition has "markedly restricted your basic daily living activities".

Q: What kind of physical health condition may qualify under this program?

A: The list is practically endless, but some examples are impairments that restrict your walking, speaking, hearing, vision, bowel or bladder functions.

Q: My son's health challenges are not physical in nature. He has had a mental impairment since birth. Would that qualify?

A: Certainly, depending on the severity of his particular case. The Disability Tax Credit (DTC) applies to most mental impairments— just to name a few, schizophrenia, bipolar disorder, depression, mood disorders or psychotic episodes.

Q: I am sure my son would qualify for this DTC, but he's only 12 years old. How could he get a tax refund? He's never paid any tax.

A: No problem. If the claimant had very little or no taxable income, the excess credit can be transfered to Mom or Dad. Similarly, unused credits may be transferred from an elder claimant to a son or daughter or

other caregivers.

Q: If we establish a disability claim, is it good for one year or for future years?

A: Once approved, the DTC can be claimed in the current and all future years, as long as your condition exists. But more importantly, CRA allows us to go back up to 10 years to amend income tax returns. This procedure can result in a substantial income tax refund.

Q: We've heard that most companies filing these DTC claims are charging a fee of 20 to 22% of the refund. Even though this is money we wouldn't have without your awareness program, it does seem a little high.

A: We generally charge a set fee to establish the claim, which in itself usually has considerable future value, plus a percentage of the income tax refund. In most cases our fee should not exceed 10% of the gross refund. However, since our fee is strictly on a contingency basis, you do not pay us a nickle, until the refund is in your bank account. No refund = no fee!

  142 Southbridge Drive, Winnipeg, MB R2J 4A5                Phone : (204) 299-9464                 Email: aac4c@mymts.net